Started thirteen months ago, contributing monthly into two broad index funds. Total is up about 1.8% including all contributions, which after fees and inflation feels like less than nothing. I understand this is meant…
Target is 70/30. Good run has pushed it to about 78/22 over roughly fourteen months. I know I'm supposed to rebalance and every month I decide to wait because things are going well, which I recognise is exactly the…
Car loan, £11,400 left, 4.1% fixed, four years remaining. I have £300 a month spare beyond my regular investing. Emergency fund is full at six months. Mathematically I know the expected return argument, but 4.1%…
Been buying two broad funds for three years assuming I was diversifying. Looked properly this week and their top holdings are nearly identical and the correlation looks close to 1. One has a slightly lower fee. Do I…
My broker statement lists a distribution of about £190 for one of my index funds last quarter. No cash arrived in the account and the number of units I hold is exactly the same as before. The unit price did go up…