Two year old handset, I could replace it secondhand for about €300. The carrier plan is €9 a month plus a €70 excess per claim, covering accidental damage and theft with a police report. That's €108 a year before I've…
Ten days in Portugal, small hatchback, and the counter upsell costs roughly as much as the car. My card claims rental collision cover but I honestly cannot tell from the benefits PDF whether it's primary or secondary,…
Bought a four year old estate, financed about 80% over five years, and the dealer pushed gap cover as an add on at signing. My understanding is that it only pays if the car is written off and I owe more than the insurer…
Single, early thirties, income just under the surcharge threshold, no ongoing conditions. Everyone tells me to get hospital cover 'before you turn 31' and the reasoning always slides between the tax surcharge and the…
32, Pune, buying my own policy for the first time because my employer cover is thin and I'm going freelance in September. Every comparison site ranks on premium and sum insured, and I suspect those are the two least…
Closing on a 1940s house next month and the settlement sheet has a mandatory lender's title policy plus an optional owner's policy for a few hundred more. The property has changed hands twice in the last ten years and…
Flatshare, one room, and my possessions amount to a laptop, a bike and clothes. Maybe £2,000 if I'm generous with the clothes. The landlord insures the building and I'd been assuming that was the end of my…