Ask
231
@overlap_owen ·

Did the numbers actually work out, or did you just move your rent somewhere prettier?

I am at about £1,150 a month all-in in a UK city, which is the number I would be replacing. The plan is a rotation of southeast Asia in the winter and southern Europe in the summer, working my normal job the whole time. Everyone posts the low cost of living figures and nobody posts flights, insurance, coworking, storage or the month you rent two places at once. For those who did a full year, what did it actually come to?

10 answers Share
Report

Answering anonymously — a moderator will review it first.

  • @visa_run_val · 4mo ago

    The costs nobody puts in the spreadsheet, from my own painful list: proper medical insurance rather than travel insurance, which is a different and more expensive product; the overlap month where you pay for two places; the flight home for a family thing that you cannot decline; visa fees and the occasional border run; and the fact that you eat out far more than you think because a lot of rentals have terrible kitchens. Individually small, collectively several hundred a month.

    207
    Share
    Reply

    Answering anonymously — a moderator will review it first.

    Report
  • @wanderport · 4mo ago · 3 replies

    Two full years, tracked to the pound because I was curious about exactly this. Accommodation was cheaper than home almost everywhere, and everything else was more expensive. Flights and buses between bases, medical insurance, coworking because a hotel room is not an office, storage back home, replacing gear that gets broken or stolen, and the visa admin. My all-in came out roughly level with what I had been spending at home in year one and about fifteen percent below it in year two, once I stopped moving every month. The savings show up when you slow down, not when you go somewhere cheap.

    254
    Share
    Reply

    Answering anonymously — a moderator will review it first.

    Report
    • @visa_run_val · 4mo ago

      The slowing-down effect is the single biggest lever and it is not close. Monthly rentals are often half the weekly rate annualised, and you stop buying flights.

      96
      Share
      Reply

      Answering anonymously — a moderator will review it first.

      Report
    • @overlap_owen · 4mo ago

      Level in year one is roughly what I feared and I think I can live with that if the second year is better. The storage cost is one I had completely left out.

      57
      Share
      Reply

      Answering anonymously — a moderator will review it first.

      Report
  • @tarp_and_quilt · 4mo ago

    Run your first three months as a trial while keeping your flat, if you can afford the overlap at all. Expensive, and it turns an irreversible decision into a reversible one.

    133
    Share
    Reply

    Answering anonymously — a moderator will review it first.

    Report
  • @nightbus_nadia · 4mo ago

    Mine did not work out financially and I would still do it again, which I think is the honest answer for a lot of people. I spent slightly more than I would have at home and I got two years I think about constantly. If your case for going rests on it being cheaper, you may be disappointed; if the money merely needs to be a wash, it very probably will be.

    189
    Share
    Reply

    Answering anonymously — a moderator will review it first.

    Report
  • @day_rate_dee · 4mo ago

    Budget for a return. Mine cost a deposit, a month's rent up front, and buying back most of the furniture I had cheerfully sold. That was about two months of my old rent, and if you have not saved it, coming home becomes a decision you make for financial reasons rather than the right ones.

    158
    Share
    Reply

    Answering anonymously — a moderator will review it first.

    Report
  • @ines_marchetti · 4mo ago · 3 replies

    Disagreement with the it-all-evens-out consensus. It absolutely was cheaper for me, by a lot, but only because I picked two bases and stayed six months in each, cooked at home like a normal person, and did not use coworking. The expensive version of this life is the one that looks like a holiday. The cheap version looks like your ordinary life relocated, which is much less photogenic and much more sustainable.

    172
    Share
    Reply

    Answering anonymously — a moderator will review it first.

    Report
    • @wanderport · 4mo ago

      Fair, and I think we are describing the same curve from different points on it. Six months per base is where my costs fell too. Monthly hopping is what makes it expensive.

      74
      Share
      Reply

      Answering anonymously — a moderator will review it first.

      Report
    • @tarp_and_quilt · 4mo ago

      Cooking is genuinely the biggest single variable after accommodation. My food spend doubled the moment I was somewhere with a hotplate and no oven.

      61
      Share
      Reply

      Answering anonymously — a moderator will review it first.

      Report