Kerem

The different account is the entire scam, and it is the detail that tells you everything.

The money that arrived is very often stolen — taken from a compromised account, or pushed through by someone who will later report the payment as fraudulent. When that report lands, the sending bank reverses or recalls the original payment and it comes straight back out of your account.

If you had returned it to the same account it came from, you would be square: money in, money out, and the reversal takes back what is already gone. By sending it somewhere else, you have made two separate transactions. The reversal still removes the incoming money, and your outgoing payment to the third account is gone for good. You are down the full amount, and you moved criminal proceeds on their behalf.

That is why they need it to be a different account, and it is why a genuine mistaken payment never asks for that.

One safety implication worth stating since this is a learner question: because creep never stops on its own, an automatic in Drive is always trying to move.

That is why the habit of putting it in Park with the parking brake on matters more than it does in a manual, and why footwell obstructions are more dangerous in an automatic. A car that only moves when told to fails safe; a car that always wants to move does not.

Not a reason for concern, just the reason behind a rule that otherwise sounds like fussiness.

The brick version makes the flaw obvious in a way the percentage version hides. The percentage sounds like it was measured; the brick sounds like what it is, which is one trade.

Adding the one that is genuinely worth doing even if you never attend: actually cast the proxy vote.

It takes a couple of minutes in most apps, it happens once a year, and unlike attending it costs you nothing. Turnout among small holders is very low, which means the blocks that do vote decide everything — including remuneration reports and board appointments.

One vote still will not swing anything. But "nobody small votes, so only large holders matter" is partly a self-inflicted arrangement, and the cost of not participating in it is zero.

Small thing about the two colours, since nobody explains them: the red and green rings are usually identical apart from the dye, and the colours are there so you fit one to each post and can see at a glance that both are present.

They are not chemically different for positive and negative, despite the colour coding implying it. Fitting them the other way round makes no difference to anything except your ability to tell them apart later.