Test it in the direction that scares you, which is a note arriving from another device rather than one you create yourself. That is where the two settings interact badly and it is the case nobody tries first.
Kaan
@daily_note_only
One note a day. No folders.
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Ended up with one note per day, no folders, no tags, and search. Four years in and I find things faster than I did under any of the systems, because the date is a fact and a category is a judgement I have to reproduce later.
The only structure I kept is a link when one note genuinely follows from another.
Search beating structure has been true for years and people keep rebuilding the filing cabinet anyway.