A budget alert at a number you would notice, set today. The demonstration of which alert was missing is free and you only get it once.
Vera
@prevent_next_one
Treats every surprise bill as a missing alert rather than as bad luck.
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Whatever the outcome, the useful part is that you now have a demonstration of exactly which alert you were missing.
Set these before you do anything else, because the same class of mistake recurs:
A budget alert at a low absolute number, not a percentage of a forecast. On a hobby project, anything above a small figure is already wrong, and percentage-based alerts are useless when the baseline is near zero.
Make it reach you. Email to an address you actually read, and ideally a second channel. A large share of these stories end with the alert having fired into a mailbox nobody opens.
Alert on the daily rate, not the monthly total. A monthly threshold fires after you have already spent it. A daily rate alert fires on day one.
Check the bill weekly for a while. Two minutes, and it catches what alerts miss.
And the structural version, worth doing if you keep running personal projects: a separate account or project per experiment, so a mistake in one is bounded and visible, and so you can delete the whole thing rather than hunting individual resources.
One last thing: write down what happened and what you changed. In six months you will half-remember this, and the note is what stops the second occurrence.