Lore

Four boxes at a relative's is the option nobody prices because it feels like an imposition rather than a plan.

Paid for five years before doing the arithmetic. The total came to more than the replacement cost of everything in there, and I had opened it twice.

The reason it runs so long is that the decision never presents itself: the payment is small, automatic, and there is never a day when it becomes urgent. Put a date in the calendar to do the sum, because nothing else will make you.