Why the guides tell you to turn it off anyway, and it is not laziness:
Out-of-tree kernel modules. Anything not built as part of the signed kernel — proprietary graphics drivers, virtualisation modules, some hardware drivers — has to be signed too, or the kernel refuses to load it. On distributions with tooling for this it is handled automatically. On others you enrol your own key and sign modules yourself, and that is a real chore.
Rolling and community distributions often do not ship a signed bootloader at all, so the only route is enrolling your own keys.
Hibernation and some kernel features are restricted under the lockdown mode that usually accompanies it.
Dual boot ordering breaks in confusing ways after firmware updates.
So the honest guidance: on a mainstream distribution with open drivers, leave it on and you will not notice. If you need proprietary drivers or run a distribution without a signed loader, turning it off is a defensible choice — and make it a decision rather than a default.