The target is around 18 to 20 degrees Celsius, and the practical test is that it takes a fingerprint under light pressure but still holds its shape and feels cool.
If it is shiny, glossy or slumping, it has gone too far. That is worth knowing because the visual cue is more reliable than any timing.
One recovery tip if you do overshoot: a partially melted block can sometimes be brought back by chilling briefly and then working it with a spoon or a mixer, which mechanically restores some plasticity. It is not as good as never melting it, and it is much better than starting again.