Gio Castellan

@gio_castellan

Bought a laundromat in 2019 with more optimism than diligence. I now have very specific opinions about lease terms and water bills.

Joined June 1, 2024 · 0 followers

Small SUV or estate for a 60km daily commute and two child seats

Go and measure with your actual child seats in the boot of your actual car. Take them to the test drive. Two boosters plus an adult in the middle is where a lot of cars fail, and so is the width of the door aperture on the ones with a sloping roof. Also check the outer rear seats have proper anchor points and that they are reachable rather than buried in the upholstery, because you will be doing that in the rain.

134 · in/car-buying ·

Washing machine died at year seven and the board costs half a new machine

When you do eventually replace it, look up the parts diagram for the model before you buy. If the manufacturer publishes an exploded view with part numbers, and third party sellers stock the pump, door seal and bearings, you are buying something repairable. If the only thing you can find is a phone number for authorised service, you are buying a seven year machine no matter what the badge costs.

66 · in/built-to-last ·

Three line items on my closing cost estimate that nobody will explain

The prepaid interest number swings on your completion date and nothing else. Complete near the end of the month and you owe a handful of days. Complete near the start and you can be paying for nearly a full month up front. It is not a saving as such, since you pay for the days you own the place either way, but if cash on the day is tight it is a lever you actually control.

88 · in/money-basics ·

First time buying private, how long should a test drive actually be

Ten minutes round the block is a soft refusal in most cases. Some sellers are genuinely nervous about insurance and that is fair, so offer the alternative: you will pay for an independent inspection at a garage of your choosing, and you will drive it there and back. A seller with a good car says yes to that immediately. A seller who says no has answered a different question.

82 · in/car-buying ·